Rule of 40 SaaS Calculator

The ultimate SaaS health metric. Are you balancing aggressive growth with capital efficiency?

Use a negative number if you are currently burning cash. Use annualized figures for best accuracy.

Valuation Impact Standard Multiple

Historically, companies consistently above 40% have correlated with higher revenue multiples, all else equal.

Combined Score
35%
Neutral
Efficiency Quadrant Growth At All Costs

Illustrative benchmark only. Not financial advice.

Updates instantly as you type

Want to project future MRR? → MRR Growth Projector

What is the Rule of 40?

The Rule of 40 is a widely used high-level metric in SaaS to measure the balance between growth and profitability. It suggests that a company’s combined revenue growth rate and profit margin should ideally be **40% or higher**.

The Trade-off: Growth vs. Profit

As of the current market, investors increasingly favor balance over pure growth-at-all-costs:

How it Affects Valuation

Data shows a correlation between a company's Rule of 40 score and its revenue multiple. Companies consistently hitting >40% often command higher multiples than peers with lower scores — though many other factors (market, retention, etc.) also play a role.

Expert Tip: When to measure?

The Rule of 40 is generally applied to companies with at least $1M - $5M in ARR. Early-stage startups often have wildly fluctuating scores that don't yet represent long-term unit economics.

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